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Mortgage Soup
mortgagesoup.co.uk > atom-bank-cuts-residential-mortgage-rates-by-0-10

Atom bank cuts residential mortgage rates by 0.10%

3+ day, 9+ hour ago   (187+ words) The lender has cut rates by 0.10% with immediate effect, taking pricing to a starting rate of 5.19% on Prime products at 85% LTV and Near Prime products at 60% LTV. The reductions follow recent changes to Atom bank’s lending criteria, including a cut…...

Mortgage Soup
mortgagesoup.co.uk > cambridge-bs-family-moves-into-rent-to-home-property

Cambridge BS family moves into Rent to Home property

4+ day, 20+ hour ago   (442+ words) Caitlyn and Toby, who have two young children, are among the latest tenants to join the scheme, which allows renters to have up to 70% of the rent they pay returned to put towards a deposit when they are ready to…...

Mortgage Soup
mortgagesoup.co.uk > nearly-900000-borrowers-lock-in-mortgage-deals-early

Nearly 900,000 borrowers lock in mortgage deals early

5+ day, 5+ hour ago   (548+ words) A total of 381,364 mortgages were secured early during the second quarter, following 499,271 in Q1, taking the first-half total to 880,635. The figures come from lenders signed up to the Government’s Mortgage Charter, which allows customers to secure a new deal up to…...

Mortgage Soup
mortgagesoup.co.uk > mortgage-advisers-get-new-route-to-chartered-status

Mortgage advisers get new route to Chartered status

6+ day, 9+ hour ago   (365+ words) The two organisations have developed the route to give mortgage professionals an opportunity to demonstrate higher levels of professionalism, ethics and continuing professional development. Qualified mortgage advisers on the FCA register with the required professional experience and CPD will be…...

Mortgage Soup
mortgagesoup.co.uk > tipton-expands-expat-and-limited-company-buy-to-let-range

Tipton expands expat and limited company buy-to-let range

6+ day, 11+ hour ago   (204+ words) The lender has introduced a two-year fixed rate of 5.89% for limited company buy-to-let purchases at 70% loan-to-value (LTV), with a £1,999 fee. Expat buy-to-let purchase mortgages now start at 5.14% for a two-year fix at 70% LTV. The arrangement fee is 2% of the amount…...

Mortgage Soup
mortgagesoup.co.uk > stoke-on-trent-tops-paragon-student-rental-yield-rankings-at-9-42

Stoke-on-Trent tops Paragon student rental yield rankings at 9.42%

6+ day, 15+ hour ago   (309+ words) The lender recorded average yields of 7.32% in student postcodes, compared with 6.86% elsewhere — a gap of 0.46 percentage points. Stoke-on-Trent led the university locations covered by the analysis, with a yield of 9.42%. Average annual rental income stood at £14,222 against an average property…...

Mortgage Soup
mortgagesoup.co.uk > bath-building-society-recruits-finance-chief-from-principality

Bath Building Society recruits finance chief from Principality

6+ day, 15+ hour ago   (124+ words) Grey (pictured) was previously head of planning and performance at Principality. Her 25-year career includes leading teams across finance, customer operations, accounting, auditing and regulatory reporting. Richard Ingle, chief executive officer at Bath Building Society, said: “We are delighted to…...

Mortgage Soup
mortgagesoup.co.uk > broadstone-launches-affordability-review-service-for-lenders

Broadstone launches affordability review service for lenders

1+ week, 2+ day ago   (237+ words) The independent UK consultancy said its Affordability Health Check would examine firms’ governance, assessment methodologies, data sources and controls. It will also benchmark each lender’s approach against those of its peers and regulatory expectations. The service has been introduced amid…...

Mortgage Soup
mortgagesoup.co.uk > new-housebuilder-registrations-fall-34-from-2022-peak

New housebuilder registrations fall 34% from 2022 peak

6+ day, 18+ hour ago   (343+ words) There were 6,815 new housebuilding companies set up in the first seven months of 2026, compared with 10,387 in the same period of 2022. Registrations were down 3.5% year on year. The number of new entrants has fallen each year since Help to Buy closed…...

Google News
mortgagesoup.co.uk > uk-needs-first-primary-surplus-in-25-years-warns-niesr

UK needs first primary surplus in 25 years, warns NIESR

1+ week, 1+ day ago   (430+ words) The economic research institute warns that simply attempting to stabilise debt at around its current level leaves the public finances vulnerable to future economic shocks and could result in debt repeatedly ratcheting higher. NIESR argues that delaying fiscal consolidation will…...