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mortgagesoup.co.uk > buy-to-let-company-formations-fall-as-landlord-incorporation-boom-slows

Buy-to-let company formations fall as landlord incorporation boom slows

15+ hour, 56+ min ago   (842+ words) Analysis by the estate agency found that 41,483 buy-to-let companies were incorporated during the first eight months of 2026, down 8% from 44,802 over the same period last year. The slowdown was particularly marked in August, when 4,198 buy-to-let companies were established, 22% fewer than the…...

Mortgage Soup
mortgagesoup.co.uk > knowledge-bank-records-6800-lender-criteria-changes-in-august

Knowledge Bank records 6,800 lender criteria changes in August

4+ day, 3+ hour ago   (423+ words) The criteria sourcing platform said broker search volumes eased during the month amid the August heatwave, although searches per broker remained higher than during the same period in 2025. Lender activity moved in the opposite direction, with more than 6,800 criteria changes…...

Mortgage Soup
mortgagesoup.co.uk > landbay-cuts-core-buy-to-let-rates-by-up-to-0-20

Landbay cuts Core buy-to-let rates by up to 0.20%

4+ day, 3+ hour ago   (258+ words) The lender has reduced rates on six 2-year fixed-rate products by 0.20%, while 13 5-year fixed-rate products have been cut by 0.10%. The changes apply across Landbay’s standard Core and Core AVM ranges, with a choice of product fee structures. Following the reductions,…...

Mortgage Soup
mortgagesoup.co.uk > atom-bank-cuts-residential-mortgage-rates-by-0-10

Atom bank cuts residential mortgage rates by 0.10%

4+ day, 7+ hour ago   (187+ words) The lender has cut rates by 0.10% with immediate effect, taking pricing to a starting rate of 5.19% on Prime products at 85% LTV and Near Prime products at 60% LTV. The reductions follow recent changes to Atom bank’s lending criteria, including a cut…...

Mortgage Soup
mortgagesoup.co.uk > castle-trust-bank-adds-medium-hmo-pricing-to-termten-range

Castle Trust Bank adds medium HMO pricing to TermTen range

5+ day, 5+ hour ago   (276+ words) The new medium HMO product offers a five-year fixed rate of 5.99% at up to 75% LTV, with loans available from £200,000 to £5 million. It carries a 3% arrangement fee and a 1% exit fee. The category sits between Castle Trust Bank’s existing small HMO…...

Mortgage Soup
mortgagesoup.co.uk > scottish-bs-takes-specialist-mortgage-range-nationwide

Scottish BS takes specialist mortgage range nationwide

5+ day, 6+ hour ago   (357+ words) The expansion builds on the mutual’s existing presence in Scotland and the North of England and includes lending for borrowers whose income, assets or circumstances may fall outside conventional affordability models. Its proposition includes pension-backed lending, Retirement Interest Only mortgages…...

Mortgage Soup
mortgagesoup.co.uk > tpfg-mortgage-lending-jumps-17-to-2-7bn

TPFG mortgage lending jumps 17% to £2.7bn

5+ day, 7+ hour ago   (439+ words) Mortgage volumes also increased, with its Financial Services division arranging 13,400 mortgages compared with 12,800 in H1 2025, an increase of almost 5%. Announcing interim results to the City this morning the estate agency network, which includes brands such as Belvoir, Whitegates, Hunters and Fine…...

Mortgage Soup
mortgagesoup.co.uk > mortgage-intelligence-adds-the-swansea-to-lender-panel

Mortgage Intelligence adds the Swansea to lender panel

6+ day, 3+ hour ago   (187+ words) The mortgage broker network, which is powered by OneDome, said the partnership would broaden the range of lending options available to its advisers and their clients. Swansea Building Society offers mortgage products for borrowers whose circumstances may fall outside mainstream…...

Mortgage Soup
mortgagesoup.co.uk > the-buckinghamshire-launches-three-year-discounted-mortgage-range

The Buckinghamshire launches three-year discounted mortgage range

6+ day, 5+ hour ago   (220+ words) The products include a Retirement three-year discount mortgage at 5.09%, available up to 75% loan-to-value (LTV) with a £999 product fee. Two Credit Restore three-year discount products have also been introduced. The first is available up to 60% LTV at 5.49%, while the second is…...

Mortgage Soup
mortgagesoup.co.uk > tipton-expands-expat-and-limited-company-buy-to-let-range

Tipton expands expat and limited company buy-to-let range

1+ week, 9+ hour ago   (204+ words) The lender has introduced a two-year fixed rate of 5.89% for limited company buy-to-let purchases at 70% loan-to-value (LTV), with a £1,999 fee. Expat buy-to-let purchase mortgages now start at 5.14% for a two-year fix at 70% LTV. The arrangement fee is 2% of the amount…...